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Best business checking account for an LLC

By the Digital Ascension Group LLC team · April 24, 2023

Creating a business entity is the first step to success; the second is funding the company so it can get things done. Funding is the owner's responsibility, but we make it easy with a free, online business bank account that can be ordered in minutes.

Once you place your order for an LLC or corporation, a bank account questionnaire becomes available in your client portal. After you complete it, one of our banking specialists determines which bank is the best match for your company and starts the application for you. Our banking partners know our documents and understand your desire for privacy, so you avoid banks that demand paperwork we do not supply or require your name in the public record before opening an account.

Relay

Relay is an all-in-one business banking and money-management platform that helps small businesses understand what they earn, spend and save. It is built for modern, team-run businesses.

  • No account fees, no overdraft fees and no minimum balance
  • Up to 20 checking accounts and 2 savings accounts earning 1 to 3% APY
  • Up to 50 physical and virtual Visa debit cards with spending limits
  • Payments by ACH, wire and check, plus cashflow automations
  • Role-based access for team members and advisors, with 2FA
  • Integrations with QuickBooks Online, Xero, Gusto and Plaid
  • FDIC insurance up to $2.5M through an insured cash sweep program

Applying online takes less than 20 minutes with no branch visits and no paperwork, and you can open your account from home.

Mercury

Mercury offers checking and savings accounts and debit cards for small businesses, with a simple, intuitive interface. It emphasizes security and fraud prevention with advanced protections and 24/7 monitoring, and integrates with popular tools like QuickBooks and Slack. Support is available by phone, email and chat.

Form your company and fund it

A free business bank account is included with every filing.

Start your business